For bigger kits
Pay monthly.
Start working today.
$299 kit? $27 a month. $2,000 setup? $60 a month. Soft-credit check, approved in seconds, ships today. 0% APR available on shorter terms with approved credit.
Reserve early access.
We're finalizing Wisetack and Affirm integration now. Leave your contact and we'll text you the moment financing goes live at checkout.
FAQ
How does tool financing work?+
Pick your tools, hit checkout, and at the payment step choose "Pay monthly." You'll go through a 30-second soft-credit application with our financing partner. Approved carts get terms of 3, 6, 12, 24, or 36 months. We ship the tools the same day; you pay monthly to the financing company.
What's the minimum cart for financing?+
$299. Under that it's not worth the paperwork for anyone. Over $1,000 you unlock 0% APR options on 3- and 6-month terms with approved credit.
Does applying hurt my credit?+
No. The application is a soft pull only. Your credit score is unaffected whether you're approved or not. If you accept the terms and complete the purchase, the loan then reports to credit bureaus and your on-time payments can help your score.
Who underwrites the loans?+
We partner with Wisetack and Affirm for contractor-friendly financing. Terms vary by credit profile. Typical APRs run 0-29.99% depending on length and creditworthiness.
Can a business get financing?+
Yes — same application, same third-party providers. Business owners can apply with EIN. Approved terms vary by credit profile and loan length.
Do you offer net-30 credit terms?+
No. We ship through authorized drop-ship partners, which means we do not carry accounts-receivable risk. Every order is paid at checkout. When financing goes live, you'll be able to split any purchase into monthly payments through our third-party providers.